Capital Markets Professional (DSCR Lending)

Cephas Consultancy Services Private Limited

United States, Florida, Tampa | United States, Texas, Dallas

On-site · Remote · Full-time

Capital Markets Analyst (DSCR Lending)

  • Location: Tampa or Dallas, United States (candidates based in these locations preferred; remote work may be considered)
  • Job Type: Direct Hire
  • Job ID: CLI-45882-2

About the Role

We are seeking an experienced Capital Markets professional with direct Business Purpose Lending (BPL) experience and a strong understanding of DSCR and investor-purpose lending. The ideal candidate will have experience with institutional capital relationships, pricing, investor guidelines, loan execution, and secondary-market strategy.

Responsibilities

  • Prescreen DSCR loans and provide pricing decisions aligned with company strategy and investor guidelines.
  • Own the end-to-end DSCR loan sale process with investors, from commitment through delivery, including negotiating and managing sale agreements.
  • Maintain investor relationships and gather market feedback to inform pricing, guidelines, and product direction.
  • Partner with cross-functional teams to develop and refine DSCR pricing frameworks and support program scalability.
  • Monitor pipeline metrics, fallout, and risk indicators, and report findings to leadership.

Qualifications

  • Bachelor's degree in Finance, Business, or a related analytical field.
  • Two to five years of experience in capital markets, private lending, warehouse lending, structured finance, or mortgage banking; DSCR or residential transition lending experience is preferred.
  • Solid understanding of DSCR underwriting fundamentals, collateral, credit, and risk pricing.
  • Experience with secondary-market loan sale execution and investor relationship management.
  • Strong analytical skills.
  • Excellent written and verbal communication skills.