Capital Markets Professional (DSCR Lending)
Cephas Consultancy Services Private Limited
United States, Florida, Tampa | United States, Texas, Dallas
On-site · Remote · Full-time
Capital Markets Analyst (DSCR Lending)
- Location: Tampa or Dallas, United States (candidates based in these locations preferred; remote work may be considered)
- Job Type: Direct Hire
- Job ID: CLI-45882-2
About the Role
We are seeking an experienced Capital Markets professional with direct Business Purpose Lending (BPL) experience and a strong understanding of DSCR and investor-purpose lending. The ideal candidate will have experience with institutional capital relationships, pricing, investor guidelines, loan execution, and secondary-market strategy.
Responsibilities
- Prescreen DSCR loans and provide pricing decisions aligned with company strategy and investor guidelines.
- Own the end-to-end DSCR loan sale process with investors, from commitment through delivery, including negotiating and managing sale agreements.
- Maintain investor relationships and gather market feedback to inform pricing, guidelines, and product direction.
- Partner with cross-functional teams to develop and refine DSCR pricing frameworks and support program scalability.
- Monitor pipeline metrics, fallout, and risk indicators, and report findings to leadership.
Qualifications
- Bachelor's degree in Finance, Business, or a related analytical field.
- Two to five years of experience in capital markets, private lending, warehouse lending, structured finance, or mortgage banking; DSCR or residential transition lending experience is preferred.
- Solid understanding of DSCR underwriting fundamentals, collateral, credit, and risk pricing.
- Experience with secondary-market loan sale execution and investor relationship management.
- Strong analytical skills.
- Excellent written and verbal communication skills.